July 25, 2019
  • 5:47 pm Taylor Swift letter urges Republican senator to back LGBTQ rights
  • 5:46 pm Johnson Johnson ran cunning scheme to market opioids attorney says
  • 6:58 am Sean Bairs ZooWho App Is Like a CRM for Your Personal Life
  • 6:55 am Telefónica to Offer Google Cloud Solutions to Companies Around the World
  • 6:27 am ET Deals Samsung 65Inch 4K TV 1799 Samsung 500GB External SSD 79

first_imgSwift calls on home-state senator to support Equality Act‘Let’s demand … our laws truly treat all our citizens equally’ Share on Twitter Read more Share on Pinterest Share via Email Jamiles Lartey and agencies Sat 1 Jun 2019 14.49 EDT Support The Guardian This article is more than 1 month old Share on Facebook Taylor Swift letter urges Republican senator to back LGBTQ rights Share on LinkedIn Shares8080 Tennessee mothers discuss raising LGBT kids in a state set to ‘legalize hate’ Taylor Swift kicked off Pride Month on Saturday by asking the Tennessee Republican senator Lamar Alexander to protect LGBTQ rights and support the Equality Act. Share on Facebook Topics Swift, who lives in Tennessee, posted a letter on social media that said she supported the recent passage by the House of the Equality Act, which would extend civil rights protections to LGBTQ people by prohibiting discrimination based on sexual orientation or gender identity.She wrote: “Our country’s lack of protection for its own citizens ensures that LGBTQ people must live in fear that their lives could be turned upside down by an employer or landlord who is homophobic or transphobic.“The fact that, legally, some people are completely at the mercy of the hatred and bigotry of others is disgusting and unacceptable. Let’s show our pride by demanding that, on a national level, our laws truly treat all of our citizens equally.” Share on Messenger Share on WhatsApp Taylor Swift Reuse this content Since you’re here… … we have a small favour to ask. The Guardian will engage with the most critical issues of our time – from the escalating climate catastrophe to widespread inequality to the influence of big tech on our lives. At a time when factual information is a necessity, we believe that each of us, around the world, deserves access to accurate reporting with integrity at its heart.More people are reading and supporting The Guardian’s independent, investigative journalism than ever before. And unlike many news organisations, we have chosen an approach that allows us to keep our journalism accessible to all, regardless of where they live or what they can afford. But we need your ongoing support to keep working as we do.Our editorial independence means we set our own agenda and voice our own opinions. Guardian journalism is free from commercial and political bias and not influenced by billionaire owners or shareholders. This means we can give a voice to those less heard, explore where others turn away, and rigorously challenge those in power.We need your support to keep delivering quality journalism, to maintain our openness and to protect our precious independence. Every reader contribution, big or small, is so valuable. Support The Guardian from as little as $1 – and it only takes a minute. Thank you. LGBT rights The Equality Act protections would extend to employment, housing, loan applications, education, public accommodations and other areas. The bill would in effect extend the same constitutional rights to LGBTQ people that are supposed to prohibit discrimination on the basis of race, sex, disability and religion.The Democratic-controlled House passed the legislation in mid-May. Every Democrat voted in favor, as did eight Republicans. The Republican-controlled Senate has not picked up the bill.Swift’s appeal is not likely to sway Alexander, who, according to the Human Rights Campaign advocacy group, has a 0% voting record on LGBTQ interests.Republican lawmakers in Tennessee recently introduced six anti-LGBTQ bills, an effort one advocacy group labelled a Slate of Hate. In her letter, Swift said the bills had “serious potential to cripple us from bringing new jobs to Tennessee”. news @JamilesLartey Taylor Swift Texas clings to unconstitutional, homophobic laws – and it’s not alone Share on Twitter This article is more than 1 month old Taylor Swift wrote in her letter: ‘The fact that, legally, some people are completely at the mercy of the hatred and bigotry of others is disgusting and unacceptable.’Photograph: Valérie Macon/AFP/Getty Images Share via Email Read more Last modified on Mon 3 Jun 2019 10.13 EDT Swift also said she “personally rejects” the notion that Donald Trump’s administration supports equal treatment of all people.This appeared to be a reference to a tweet from Trump on Friday that asked Americans to “celebrate LGBTQ Pride Month and recognize the outstanding contributions that LGBTQ people have made to our great nation”, and to “stand in solidarity with the many LGBTQ people who live in dozens of countries worldwide that punish, imprison, or even execute individuals on the basis of their sexual orientation”.The message was later released as an official statement from the White House. Trump received widespread criticism for the message’s incompatibility with his administration’s record on LGBTQ rights.Trump, whose vice-president, Mike Pence, is frequently criticised for his views on LGBTQ rights, has banned transgender people from the US military.Recently, the administration has expanded a so-called “conscience” rule allowing healthcare providers to turn away LGBTQ people on religious grounds, and ended protections in federally funded homeless shelters for transgender people.last_img read more

READ MORE

first_imgShare via Email Share on WhatsApp Topics Oklahoma state attorney general is suing company for $17bn, to fund treatment and offset other costs of the opioid epidemic Share on LinkedIn Purdue Pharma: Oxycontin maker faces lawsuits from nearly every US state … we have a small favour to ask. The Guardian will engage with the most critical issues of our time – from the escalating climate catastrophe to widespread inequality to the influence of big tech on our lives. At a time when factual information is a necessity, we believe that each of us, around the world, deserves access to accurate reporting with integrity at its heart.More people are reading and supporting The Guardian’s independent, investigative journalism than ever before. And unlike many news organisations, we have chosen an approach that allows us to keep our journalism accessible to all, regardless of where they live or what they can afford. But we need your ongoing support to keep working as we do.Our editorial independence means we set our own agenda and voice our own opinions. Guardian journalism is free from commercial and political bias and not influenced by billionaire owners or shareholders. This means we can give a voice to those less heard, explore where others turn away, and rigorously challenge those in power.We need your support to keep delivering quality journalism, to maintain our openness and to protect our precious independence. Every reader contribution, big or small, is so valuable. Support The Guardian from as little as $1 – and it only takes a minute. Thank you. Opioids crisis Share on Facebook Pharmaceuticals industry Oklahoma “They engaged on a path to market opioid drugs as safer than they are and more effective than they are for everyday pain,” he said.“They worked hand in hand with Purdue to make it happen. And then they engaged with all of their pharmaceutical industry brothers and all of the associations they funded and they coopted to spread this lie that has put us right where we are today.”Johnson & Johnson sidestepped many of the specific accusations as it sought to persuade the judge the state was trying to make it a scapegoat. It urged Balkman to focus on the much narrower issue of whether the company’s drugs caused addiction and death in Oklahoma.Johnson & Johnson’s lawyer, Larry Ottaway, said it was no more than a bit player that sold relatively few opioids in the state. He maintained that the company was addressing a desperate need from people living with debilitating long-term pain with medicines regulated by the Food and Drug Administration and even bought by Oklahoma’s health services.“This is not a free market,” he said. “The supply is regulated by the government.”Ottaway scoffed at the notion that doctors were influenced by the company’s marketing into prescribing opioids to people who did not need them.“These are tough, tough decisions,” he said. “To treat patients in pain with opioids. To balance access against risk. There are not easy answers,” he said.Balkman’s verdict is likely to have national repercussions. Johnson & Johnson is the first drug company to fight a lawsuit over the opioid epidemic instead of reaching a settlement.Other firms facing a slew of legal actions by states, municipalities and counties across the US will be looking to see if the judge has been persuaded by Hunter’s argument that the firm was influential in driving up prescribing and therefore bears a responsibility for overdoses and deaths.If he rules against Johnson & Johnson, that might discourage other opioid makers and distributors from fighting it out in court. Share on Pinterest Chris McGreal Share on Twitter Read more Oklahoma attorney general Mike Hunter speaks to the media at a news conference following closing arguments in Oklahoma’s ongoing opioid drug lawsuit against Johnson & Johnson.Photograph: Sue Ogrocki/AP Share on Messengercenter_img The state attorney general, Mike Hunter, is suing Johnson & Johnson for $17bn, to fund treatment and offset other costs of the epidemic in Oklahoma.Judge Thad Balkman is expected to deliver a verdict next month. It will be closely watched, with hundreds of other lawsuits against drug makers, distributors and pharmacy chains expected to come to federal court.Balkman was presented with two very different versions of the role played by Johnson & Johnson in an epidemic in which more than 400,000 people have died over the past two decades.Hunter placed the company at the heart of a conspiracy by the drug industry that caused opioid prescribing to surge far beyond any other country, with one prescription being written for every American adult at its peak, driving addiction and death.Johnson & Johnson, he said, was a “kingpin” building a “billion-dollar pain franchise” because it made money from the entire length of the production chain, from a poppy growing operation in Australia that supplied 60% of the drug used in opioid manufacturing in the US through to the sale of its own high-strength painkillers.“What is truly unprecedented here,” he said, “is the conduct of these defendants in embarking on a cunning, cynical and deceitful scheme to create and feed the need for opioids, engineer a mutant poppy to amplify the need they created, overstate the effectiveness and minimise the risk of these drugs, and to oversupply the addictive drugs that have devastated Oklahoma communities and wrecked countless Oklahoma families.”The state said Johnson & Johnson joined other drug makers in funding a spider’s web of ostensibly independent medical organisations to influence health policy and pressure doctors to prescribe opioids with false claims that the drugs were less addictive and more effective in the long term treatment of chronic pain even though there was no clinical evidence for either assertion.Hunter said Johnson & Johnson was a commercial rival but also a close collaborator with another major opioid maker accused of driving the epidemic, Purdue Pharma.Purdue was convicted of a criminal offence in 2007 over illegally marketing its drug OxyContin as safer and more effective than it was. Hunter also sued Purdue but it settled out of court for $270m before the trial.Another state lawyer, Brad Beckworth, said Johnson & Johnson brushed aside warnings from history and experts about the risks of addiction from opioids, and ignored the maxim that “if you oversupply people will die”. Judge dismisses Johnson & Johnson’s request to toss out lawsuit over opioids crisis Support The Guardian Opioids crisis news Johnson & Johnson ran ‘cunning’ scheme to market opioids, attorney says Share on Twitter Read more Share on Facebook The pharmaceutical giant Johnson & Johnson ran a “cunning, cynical and deceitful scheme” to mass-market opioid painkillers that created the biggest drug epidemic in US history, Oklahoma’s attorney general alleged in closing arguments on Monday in the first major industry trial over the crisis. Shares217217 Mon 15 Jul 2019 16.29 EDT Last modified on Mon 15 Jul 2019 16.53 EDT Reuse this content Share via Email Since you’re here…last_img read more

READ MORE

first_imgThis Relationship-Nurturing App Will Help You Be a Better FriendClient-facing professionals often use a customer relationship management tool (or CRM) to prioritize and maintain their business relationships. Entrepreneur Sean Bair saw the effectiveness of this system and realized how important it could be when applied to personal relationships, especially in today’s social media fatigued world. That’s why he decided to create ZooWho.ZooWho is an app that helps users manage their personal relationships by recording details and facts about friends and acquaintances, such as favorite foods, music preferences and social media activity.Marketing Technology News: Uberflip Named a Contender in Content Marketing Platforms for B2B Marketers for the First Time by Independent Research FirmZooWho also prioritizes connections between users and their contacts by providing gentle reminders to reach out to them based on set time intervals, encouraging continual cultivation of those friendships.“Unlike passive, old-school rolodex or mobile phone contact systems, ZooWho will help the user establish and nurture more meaningful relationships with friends, family and colleagues through reminders, geofencing alerts, ties to Amazon wish lists, predictive analytics and an app that captures the right data,” Bair said. “Armed with this information, users can begin showing their friends and contacts that they are paying attention to what matters to them and love, serve and nurture their relationship.”Marketing Technology News: Linda Dupree Named CEO of NCSIt may seem ambitious to claim that an app could make you a better friend, but numerous studies have shown that relationships are cultivated through moments of attention. ZooWho empowers users to mindfully direct their attention, thereby taking better care of those in their circle.Sean Bair is an established entrepreneur whose new app, ZooWho, is designed to help users foster their existing personal connections. The app is slated to be released in late May.Marketing Technology News: Riva CRM Integration Achieves SOC 2 Certification Sean Bair’s ZooWho App Is Like a CRM for Your Personal Life PRNewswireMay 10, 2019, 3:37 pmMay 10, 2019 Client-facing professionalscustomer relationship managementMarketing TechnologyNewsSean BairSocial MediaZooWho Previous ArticleNew Research: Global Businesses are Failing to Live up to their Claims of Putting the Customer FirstNext ArticleMarTech Interview with Yash Madhusudhan, CEO and Co-Founder, Fylelast_img read more

READ MORE

first_imgThe agreement between the two companies will allow Telefónica to reinforce its multicloud offering to companies with the inclusion in its catalogue of Google Cloud Platform, G Suite, Google Cloud Interconnect and Chrome EnterpriseTelefónica Business Solutions, a leading provider of a broad portfolio of integrated communication solutions and digital services for the B2B market, has announced a strategic agreement with Google. This new agreement will help companies accelerate their transition to the cloud, reduce costs and advance the digital transformation of their businesses.Telefónica’s global multicloud value proposition already includes the most relevant public clouds in the market, and will be further strengthened by the addition of Google’s public cloud service. This new comprehensive service set aims to deliver customers an integrated solution which, when combined with security and communications, allows companies to enjoy a differential end-to-end experience. In addition, Telefónica’s multicloud portal enables companies to simplify the complexity of their hybrid cloud environments including public, local and private clouds, unifying them into a single, simple, secure and flexible management environment.Marketing Technology News: Oracle Collaborates with Top Oracle PartnerNetwork Platinum Level Members to Rethink Customer Data Platform MarketThe agreement announced today is global and builds on the local agreement signed by Telefónica Spain last year with Google for the marketing of G Suite. Google’s suite of collaboration and productivity applications allows companies to integrate in the cloud everything they need to create a virtual workplace that, when combined with Telefónica’s professional communications and telephony services, allows users to work securely from anywhere.The global framework of the agreement means, that going forward, in addition to G Suite, Telefónica will promote in all countries where it operates Google Cloud Platform public cloud services, the infrastructure interconnection solution Google Cloud Interconnect and Chrome Enterprise which includes the most relevant business tools companies require to work easily in the cloud.Marketing Technology News: Databricks Accelerates APJ Expansion Following $250 Million Funding RoundHugo de los Santos, Global B2B Director of Products and Services at Telefónica commented: “Our customers demand a complete multicloud offering that allows them to use the most appropriate products and services from each cloud. Those offered by Google Cloud also perfectly complement our cloud product portfolio and will help us improve our value proposition to companies by distinguishing themselves through their Artificial Intelligence and machine learning capabilities.”Sebastian Marotte, VP EMEA Partners & Alliances, Google Cloud, said: “The alliance between Google Cloud and Telefónica Business Solutions provides our clients with a simple, secure and open approach, allowing them to take advantage of the benefits of the cloud in the best way that meets their business needs.”Marketing Technology News: Blis Expands Into the Netherlands With First Hire Telefónica to Offer Google Cloud Solutions to Companies Around the World MTS Staff WriterJune 18, 2019, 9:45 pmJune 18, 2019 B2B markegoogleHugo de los SantosMarketing TechnologyNewsSebastian MarotteTelefónica Business Solutions Previous ArticleBuddig Launches National Advertising Campaign “Lunchtime Anytime”Next ArticleSitecore Expands Functionality for Salesforce Marketing Cloud, on Salesforce AppExchange with Better Personalization and Segmentationlast_img read more

READ MORE

first_img This Is Where ‘The Man With the Golden Voice’ Ended Up Lilly From ‘Princess Diaries’ Is 36 Now and Gorgeous Tagged In et deals Post a Comment 0 Comments By Michael Sexton on July 18, 2019 at 2:21 pm New TV Shows That Will Absolutely Get Canceled in 2019 Extremetech may earn affiliate commissions from the shopping links included on this page. To find out more, read our complete terms of use. You Might Also LikePowered By ZergNet 0 Comments We Finally Understand Why ‘Criminal Minds’ Got Canceled Wesley Snipes Breaks Silence On Marvel’s Huge ‘Blade’ Decision The Hate for ‘Captain Marvel’ May Never Stop ET Deals: Samsung 65-Inch 4K TV $1,799, Samsung 500GB External SSD $79, LG G6+ $399 Facebook Twitter Linkedin Pinterest Google Plus Reddit Hacker News Flipboard Email Copy 0shares This site may earn affiliate commissions from the links on this page. Terms of use. Controversial TV Twists We Still Can’t Wrap Our Head Around Ginny From ‘Harry Potter’ Is 28 and Unrecognizably Gorgeous Amazon’s Prime Day is official over, but there are still plenty of excellent deals available. One of the best deals today is on a large 65-inch 4K TV manufactured by Samsung that’s loaded with tons of features including a 4.1 surround sound system.Samsung Q80R Series QN65Q80RA 65-Inch 4K TV ($1,799.00)If you are shopping for a new TV, PCMag’s Shop page has been running several high-end TVs with excellent discounts over the last few months. This particular model is on sale marked down from $2,799.99 to $1,799.00, and it comes with support for Quantum HDR12X. It also features a rather powerful built-in sound system that includes a subwoofer and four speakers.Samsung T5 Portable 500GB USB 3.1 External SSD ($79.99)An external SSD is one of the fastest methods available for transferring data from one computer to another one. This particular model is able to obtain read/write speeds of up to 540MB/s over USB 3.1, and the drive is small enough to fit in the palm of your hand. Right now it’s marked down from $129.99 to $79.99 from Amazon, which is the lowest price we’ve ever seen on this particular model.LG G6+ 128GB Unlocked Smartphone ($399.99)LG’s G6+ smartphone features a 5.6-inch  QHD display and a Qualcomm Snapdragon 821 SoC. This particular model also comes with 4GB of RAM and 128GB of storage space. If you are an Amazon Prime member, you can get it from Amazon marked down from $799.99 to $399.99.Dell UltraSharp U2412M 1920×1200 24-Inch Monitor + $100 Gift Card ($249.99)Dell designed this UltraSharp display with a 1920×1200 IPS panel that measures 24-inches diagonally. If you buy one from Dell, you will also receive a $100 gift card for a future purchase. Currently, it’s marked down from $339.99 to $249.99.Samsung Galaxy S10e Factory Unlocked w/ 128GB Storage ($549.99) During Amazon’s Prime Day sale you can get one of Samsung’s Galaxy S10e smartphones with 128GB of storage marked down from $999.99 to $549.99. This phone is one of the fastest smartphones available on the market today with a high-end Qualcomm Snapdragon 855 SoC and 8GB of RAM. It also features a relatively high-quality camera and it comes fully unlocked.CLX SET Intel Core i9-9900K Liquid-Cooled Gaming Desktop w/ Nvidia GeForce RTX 2080, 16GB DDR4 RAM, 480GB SSD and 2TB HDD ($1,899.00)This powerful desktop comes equipped with a liquid-cooling system and all the hardware you need to run modern games with maxed-out settings. Typically this PC would set you back $2,399.99, but for a limited time, you can get it from Walmart for $1,899.00.Note: Terms and conditions apply. See the relevant retail sites for more information.For more great deals, go to our partners at TechBargains.com. last_img read more

READ MORE

first_img Facebook Twitter Linkedin Pinterest Google Plus Reddit Hacker News Flipboard Email Copy 0shares This site may earn affiliate commissions from the links on this page. Terms of use. Ginny From ‘Harry Potter’ Is 28 and Unrecognizably Gorgeous 43 Comments Jason Momoa’s Marriage Just Keeps Getting Weirder and Weirder The Fan Theory That Will Totally Change How You See Eric Forman You Might Also LikePowered By ZergNet Growing up, I was not a console gamer. My parents steadfastly refused my entreaties for an NES or any console and only grudgingly tolerated my affection for computer games. I suspect they felt computers were going to be Too Important to the future to smash my primary means of interacting with them, and they respected the idea that I had the right to spend my own money on hobbies of my choice, but there were limits to their tolerance. Computer games fell on the right side of the line, barely. Console games did not. As a result, my own introduction to gaming came squarely from classics of the mid-to-late 1980s PC space — Space Quest III and Ultima IV were the two titles I remember playing first.As a result, I never really got familiar with the NES or SNES titles that were popular at the time. I played through Final Fantasy I, II, and III at a friend’s house, but I didn’t ever log much time on the side-scrollers that were popular. I played enough Super Mario Bros. to beat 1-1 and 1-2 and that’s about it. Recently, thanks to emulators, I’ve picked up some SNES games that I never played before — games like Castlevania IV, Super Mario World, and Super Metroid.I genuinely wasn’t sure what I’d think. Mostly, I’ve been impressed. The skills required to play these titles well — and to be clear, I don’t play them well, having never acquired more than a rudimentary level of skill with a controller — are about more than just quick reflexes. They demand the player become intimately familiar with the position and movement of enemies through 2D space, timing certain attacks and jumps precisely. The games often challenge you with cleverly placed gotchas, like a Mario bullet that flies through the exact space you will be occupying if you attempt to grab a certain power-up. These puzzles can be maddening. The game developers leave hints to tell you that something can be done, but figuring out exactly how to do it is a challenge.This type of gameplay is entirely different from the games I grew up with. Solving puzzles in Conquests of the Longbow or fighting Ad Avis in Quest for Glory II wasn’t remotely the same kind of experience. The Sierra, Origin, and LucasArts games that dominated my childhood were thoughtful adventure titles with an emphasis on writing and text parsing, or later, point-and-click interfaces with a variety of possible actions. Other games, like Civilization, offered long-form play and sophisticated strategy that outstripped what consoles were doing at the time. It’s been a fascinating example of how developers from another country found ways to overcome language barriers and hardware limitations to design very different types of experiences.In the modern era, in which consoles are functionally based on PC hardware and in one case, run a modified PC operating system, the differences between these platforms have come down to a handful of graphics options, frame rates, and load time. Thirty years ago, the gaps were far larger. Dedicated hardware capabilities gave consoles graphics options that PCs of the era couldn’t duplicate. I remember gazing wistfully at a Super Nintendo around Christmas of 1991 precisely because there was no equivalent to what Super Mario World looked like available on my own entertainment solution.All love to Invasion of the Vorticons, but it’s not exactly the same.Playing the console titles I’ve never played before has shown me that there’s an entire aspect to gaming I hadn’t really experienced. I’d played side-scrollers enough to know I wasn’t very good at them. Taking the time to play them enough to improve (slightly), I’ve developed a respect for the subtle ways Japanese developers showed players the rules of the world over time, with small clues to where monsters will spawn, visual hints about how powers work, or clever level design that forces you to use abilities you’ve just collected. Oftentimes, the arrangement of threats and carrots — like a ? block you know contains a 1Up — are downright cunning.Learning how to precision-time one’s jumps or attacks isn’t anything like solving puzzles in Myst or the Colonel’s Bequest and it doesn’t much compare to the likes of Doom or Quake — but then, part of the fun of gaming has always been the way it evolves over time. The games that exist now are fundamentally different than the titles I played in my childhood, and while sometimes I miss the style of games we once had, I would miss the different types that have come into existence in the meantime just as much (at least in some cases).One thing this experience has shown me is that it’s absolutely worth picking up the old experiences you never got to have. It would be a little harder for console players to take this idea in the other direction. Getting used to computer games where you read extensively and type commands if you’re used to console gaming is, in my opinion, a larger challenge than picking up a controller if you used to be an old-school PC gamer. But both sides of the PC-versus-console debate could learn from each other’s histories. Playing some classic 16-bit titles has given me an appreciation for that aspect of gaming history that I previously didn’t have, even if I’m never going to swap in a PC for a console as a primary game system.Now Read:Nintendo Forces Removal of Commodore 64 Super Mario Port 7 Years in the MakingNintendo Switch Controllers Are Beginning to Fail in Large NumbersNintendo Unveils Switch Lite, Coming Sept. 20 for $199 The Most Inappropriate Comic Book Characters Ever This Isn’t the First Time Marvel Refused to Cast Wesley Snipes Actors Who Could Barely Stomach Kissing Each Other on Screen By Joel Hruska on July 17, 2019 at 1:57 pm PC Gamers Who Didn’t Play Classic Console Games Missed Out on Great Experiences Bran’s Deleted ‘GoT’ Scene Would Have Changed Everything Tagged In sonyPC gamingnintendoconsolesconsole gamingNESsnessegawing commanderoriginclassic gamingSuper NintendolucasartsPS1classic gamesSierra Games16-bit Post a Comment 43 Comments ‘Doctor Strange 2’ Release Date, Villain and Castlast_img read more

READ MORE

first_img AdobeCollaborative TechnologiesinMotionNowInSourcemarketing campaignmarketing engineMartech stack Previous ArticleFuturus Group Files First Ever Patent to Predict Gratitude Using Artificial IntelligenceNext ArticleIBM Among Thirteen Companies Identified as the Semiconductor Technology Leaders of Tomorrow in the Industrial Internet Space, Says Globaldata 48% said they spend about one day a week or more on administrative tasks – that’s up 14% from the same survey last year; 79% said they receive little or no feedback on the performance of creative assets;These process issues are showing up in the team assessments of leadership and organizational climate:Just 54% said their marketing leadership is effective;Just 51% said collaboration between marketing and creative is effective; andLess than half (45%) said morale on the creative team is high.3 Ways to Get Creative and Ensure Marketing is Working Better TogetherWhile in-house creative teams do promise greater efficiencies and higher quality creative work, organizations can’t just bolt on a creative team and expect miracles. It is important that marketing leaders get ahead of this problem sooner so that it does not fester. In order to reap the benefits, creative and marketing teams must develop a strategic relationship along the lines that follow below.Foster Alignment Between Creative and Marketing.Marketing has done well to align with sales over the last decade. It needs to do the same thing with the creative team if the great in-house agency experiment is to be successful. Marketing leaders need to realize creatives are not ‘mechanical artists’ as one survey respondent put it. More importantly, marketing stands to gain sizable benefits by bringing creative experts to the strategy table early in the process.Standardize and Streamline the Creative Process.Many of the concerns about leadership and morale are an effect of frustration and broken processes, rather than a cause. The larger a team becomes, the greater is the need for a standardized and efficient process. You cannot eliminate the creative brief just because you brought a team in-house. To the contrary, creative briefs, project check-ins, reviews, approvals, and feedback loop – getting marketing campaign metrics and results back to creative – are more important. These should be improved for greater efficacy.Field the Technology Tools, Creatives Need to Be Efficient.Marketing has benefited greatly from MarTech. It has provided a new level of organization and analytics to manage campaigns at scale. The irony is that these systems have added strain to the fuel supply. While marketing organizations have added creative talent, they haven’t given creatives the collaborative tools they need, to organize and prioritize the creative workflow process.In moving creative teams in-house, marketing leaders may have lost the commitment to process and collaboration that outside the agencies is required: strong creative briefs, project management, traffic control, and analysis and feedback. Marketing leaders can bring this back by making collaborative tools and process automation part of their MarTech stacks.Read More: Fully Connected: How to Get Developing Countries OnlineThe Payoff for Aligning Creative and Marketing‘It takes a partnership between the creative and marketing teams to increase the effectiveness of creative’, wrote Brent Chiu-Watson, a senior product management director at Adobe, in a contribution to the 2019 In-House Creative Management Report.He continued, ‘Both parties need to share an interest in performance analysis and be open to surprising insights. When the teams find insights, learn, adapt, and iterate together you see real business impact’.Indeed, growing a creative team is not merely a matter of adding headcount – you have also got to ensure that the marketing and creative shops are aligned and build collaborative processes. As marketers, we are stewards of our brand, and we need to ensure that the brand thrives during this move toward in-house creative teams by bridging the partnership with the processes and tools needed to fuel our brand marketing with best-in-class creativity.Read More: 3 Simple Steps to Meet Current GDPR Compliance 22% said they spend 10 hours a week or more chasing down information, feedback and approvals – that too ticked up 6% from last year’s survey; andcenter_img Why Collaborative Technologies Need a Bigger Role in the Martech Stack as CMOs Expand In-House Creative Agencies? Alex WithersJune 4, 2019, 1:05 pmJune 3, 2019 The modern marvel of Martech stack has brought us better insight, targeting, timing and reach. In many ways, the advent of Marketing Technology has facilitated tighter campaign integration, better reporting and a strong alignment with sales.Yet, technology has also left marketing with a greater need for Creative Content – the fuel of the marketing engine. Through these platforms, we have acquired and stacked across our marketing organizations’ run-on content.Without content, there is nothing to distribute, no message to analyze, and no behavior to track. Without content, the marketing engine grinds to a halt. There is a growing acceptance that the entire customer experience is ‘the brand’, so the role of creativity in messaging throughout is that customer journey has never been more important. As a result, the demand for content has grown exponentially along with the rise of the machines.Recent studies by Forrester, the ANA and The Creative Group all show that CMOs have responded to the heightened demand for content by staffing up their in-house creative agencies. The thesis is simple – in-house agencies are embedded in the organization, have a deeper knowledge of the brand, and will be more responsive and efficient in producing a higher quality of content for the marketing engine.Read More: SiriusDecisions Summit 2019 Takeaways: Enablement May Not be a Word, But It’s Growing NonethelessDecoding Martech Stack for Creative and Marketing Growing PainsUnfortunately, this trend is not unfolding exactly as envisioned. The 2019 In-House Creative Management Report, which my team fields annually in collaboration with InSource, revealed, operational challenges as these teams have grown. Even more concerning is that, some of those have manifested into issues among the ranks about leadership, collaboration, and even team morale.For example, the 550 creatives and marketers polled identified challenges across the content creation process including:72% said ‘obtaining the necessary information just to get started on a project’ is a challenge that soaks up time that would be better spent doing creative work;last_img read more

READ MORE

first_imgSignaling Continued Growth, Spotx Hires Former Rakuten Marketing CTO to Lead New Salt Lake City OfficeSpotX, the leading global video advertising and monetization platform, announced the appointment of Dr. Neal Richter as its first Chief Scientist. Richter will head up SpotX’s new Salt Lake City, Utah office which will serve as a hub for research and development teams. Reporting directly to J. Allen Dove, SpotX’s Chief Technology Officer (CTO), Richter will invest in SpotX data science and machine learning efforts as well as the greater RTL Group’s work in artificial intelligence.Along with growing the Utah-based team, Richter will be responsible for assessing the company’s data science needs across the SpotX platform by designing, refining and implementing various models to build on the work that SpotX has already accomplished. Leveraging his expertise in artificial intelligence and machine learning, Richter will collaborate with SpotX’s Product Team to employ those technologies to streamline workflows from product ideation to deployment. Specific areas of focus for Richter will include market dynamics and intelligence, audience data, forecasting, x-device measurement, platform efficiency algorithms as well as  fraud detection and prevention.Marketing Technology News: Net Element Launches Blade, Fully-Automated, Artificial Intelligence-Powered Underwriting Solution with Predictive Scoring“At SpotX, we view data as the glue that ties together our key initiatives across online video, over-the-top, connected TV, and linear TV,” said J. Allen Dove, CTO at SpotX. “Neal’s expertise in data, artificial intelligence and machine learning, along with his deep knowledge of the online advertising space, will allow him to supercharge our ability to achieve our goals of better connecting TV and digital video on behalf of media owners and buyers around the globe.”Joining SpotX with 20 years of experience in software development and data science, Richter holds 10 patents and has published more than 15 academic papers on machine learning and artificial intelligence. He was also recently elected chairperson of the IAB Tech Lab and has contributed to the early development of the OpenRTB protocol, OpenRTB Native, Ads.txt, Ads.cert, Sellers.json and other industry standards, alongside SpotX CTO J. Allen Dove. Prior to his new role at SpotX, Richter served as CTO of Rakuten Marketing where he oversaw technology and data science teams across programmatic and affiliate systems.Marketing Technology News: Consumers Reluctant to Swap Passwords for Biometrics for Fear of Identity Fraud“I’m excited to work with such a renowned video advertising and monetization platform to refine its artificial intelligence and machine learning strategy,” said Richter. “Video content consumption and advertising is rapidly evolving, SpotX is already leading the pack in solutions and I’m glad to be part of the revolution.”As video advertising technology continues to advance, SpotX recognizes the benefits of adopting a greater artificial intelligence and machine learning strategy by leveraging data science to inform its business analytics. Touting this pivot in strategy, Richter and Dove will be representing SpotX in various industry groups and organizations.Marketing Technology News: Upland Software Acquires Kapost, Raises Guidance SpotX Appoints First Ever Chief Scientist and Opens 27th Office PRNewswireJune 6, 2019, 1:46 pmJune 6, 2019 Dr. Neal RichterMarketing Technology Newsmonetization platformNewsSpotXvideo advertising Previous ArticleKetchum Introduces Reputation Management and Public Affairs Expertise for Trade Associations and NonprofitsNext ArticleFormstack Announces Key Hires Joan Lavis, Rob Wiley and Nathan Sinsabaughlast_img read more

READ MORE

first_img Om Prakash RajbharSBSPSuheldev Bhartiya Samaj Partyuttar-pradesh-lok-sabha-elections-2019 First Published: May 6, 2019, 4:34 PM IST Ballia (Uttar Pradesh): Known for blowing hot and cold against ally BJP, Suheldev Bhartiya Samaj Party (SBSP) chief Om Prakash Rajbhar claimed on Monday that he had resigned from the Yogi Adityanath government and it was up to the saffron party to decide on it.”I tendered my resignation as minister on April 13. It is up to the BJP to decide whether to accept or reject it,” Rajbhar, a cabinet minister in the UP government, told reporters here. “I have nothing to do with the government now,” he said. The SBSP chief alleged the BJP was misusing his party’s name and flag in the undergoing election. “Even during Prime Minister Narendra Modi’s roadshow, they were used. I have filed a complaint in this regard with the Election Commission,” Rajbhar said.Rajbhar has often publicly criticised the BJP, its ally in Uttar Pradesh.Last month, he said his party will contest the Lok Sabha election in the state alone and announced candidates on 39 seats, prompting BJP leader and Deputy Chief Minister Keshav Prasad Maurya to say that “Rajbhar has has been with the BJP and will remain with it”.But Rajbhar has continued with his criticism of the BJP, alleging that it was trying to weaken his party.On Monday, the SBSP chief claimed the SP-BSP-RLD alliance will win more seats than BJP in the state. He also claimed that the BJP was worried over Congress president Rahul Gandhi’s continuous attacks on it.Rajbhar has fielded candidates on some 40 of the 80 Lok Sabha seats in the state after he failed to reach an understanding with the BJP for the Lok Sabha election and has been making adverse comments against the bigger NDA partner.The Rajbhars constitute 20% of the Purvanchal population and are regarded as the second-most politically dominant community after the Yadavs in eastern UP, parts of which will vote during the sixth and seventh phase polls on May 12 and 19, respectively.The SBSP won four seats in the 2017 Assembly election in the state.Rajbhar had said the BJP was under an impression that it could win all 80 Lok Sabha seats in the state and 400 seats in the country “but the reality will dawn on the party on May 23”. last_img read more

READ MORE

first_imgAs for her diet, Disha’s lunch is a mix of carbs and proteins, which she usually gets through rice and chicken. For dinner, she prefers a protein-rich meal, like a bowl of eggs.With hectic shoots and rigorous workouts, Disha makes sure she gets proper sleep—at least eight hours daily. Interestingly, Disha too has cheat days and she looks forward to them. A big lover of desserts, she makes sure to have something sweet once a week. The Baaghi 2 actress is also a fan of Kung Fu as is evident from her Instagram videos. Follow @News18Movies for more. Known for her stunning looks and svelte body, Disha Patani is known to make her fans swoon, one Instagram picture at a time.As the actress turns 27 today, we look at the fitness hacks that she follows in her everyday life to maintain that enviable body of hers. While people usually go to the gym either in the morning or in the evening, Disha works out twice a day. She focuses on cardio in the morning, which includes dancing, kick boxing or gymnastics. Meanwhile, in the evening, she lifts weights. She keeps learning different types of kicks and moves, the most recent being the butterfly kick.center_img She does a lot of meditation too, to keep her body fit, healthy and agile. Not a big fan of running on treadmills or sweating on the spin-cycle, Disha loves to practice gymnastics and boxing in the morning. Not just exercise, meditation and gymnastics, Disha also participates in high-intensity dance sessions for her cardio workout. Disha pataniDisha Patani birthdayDisha Patani exerciseDisha Patani fitness First Published: June 13, 2019, 3:44 PM ISTlast_img read more

READ MORE

first_imgIntel is baking Thunderbolt 3 into its new chips and ditching licensing fees, in order to avoid adoption of the high-speed connection stuttering to a halt. The processor company said today that it will make it much easier – particularly more affordable – for third-party hardware companies to embrace Thunderbolt 3, the multi-purpose cable which can deliver data, video, and power over a single connection. The move has already won approval from Apple and Microsoft. It’s probably fair to say that neither Thunderbolt nor Thunderbolt 2 had quite the game-changing impact Intel and others hoped for. The high-speed interconnects were billed as the answer to rapidly increasing data throughput demands of virtual reality, 4K+ video editing, and more. They’d even blur the lines between internal and external upgrades, so the promise went; none embraced such a vision as completely – and, with hindsight, so disastrously – as Apple with the cylindrical Mac Pro. That revolution didn’t happen. Peripherals, when there were released, proved to be unduly expensive; many professionals in the creative industries Thunderbolt was pitched to decided that USB 3.0 was fast enough. Now, Intel is looking to avoid making the same mistakes with Thunderbolt 3. The chip company announced a two-step process to that end today.For a start, Thunderbolt 3 will be integrated into future Intel CPUs. Rather than the current system, which requires a separate Thunderbolt 3 controller, Intel will bake support into the CPU silicon. It’ll demand less board space, opening the door to slimmer and smaller notebooks and tablets, while also being more power efficient since there’ll be fewer components. Arguably more important, though, is Intel’s decision to scrap licensing fees. Next year, the chip company says, it’ll make the Thunderbolt protocol specification available to the tech industry under a nonexclusive, royalty-free license. In short, companies making accessories, peripherals, and systems using the technology will be able to implement Thunderbolt 3 without having to pay Intel for the privilege, while third-party companies will be able to make their own versions of the controllers. “Releasing the Thunderbolt protocol specification in this manner is expected to greatly increase Thunderbolt adoption by encouraging third-party chip makers to build Thunderbolt-compatible chips,” Chris Walker, vice president of the Client Computing Group and general manager of the Mobility Client Platform​ at Intel, suggests. “We expect industry chip development to accelerate a wide range of new devices and user experiences.”As you might expect, having worked with Intel on the initial Thunderbolt development, Apple is already onboard with the idea. It launched the MacBook Pro with Touch Bar last year, ditching every legacy connector but the 3.5mm headphone jack in favor of four USB Type-C Thunderbolt 3 ports. Each of those ports can supply power to the notebook, hook up to a data peripheral such as an external drive, or be used to connect a display. It’s in the Cupertino firm’s best interest to see adoption increase more broadly, and help its users avoid living “that dongle life.” Microsoft, meanwhile, has been stung with criticism recently for not equipping its latest machines – the Surface Laptop, announced earlier this year, and the Surface Pro that was revealed yesterday – with Thunderbolt 3 or indeed USB Type-C ports of any sort. However, it too says it’s working with Intel to embrace the interconnect. “The Windows 10 Creators Update enhanced plug-and-play support for Thunderbolt 3 devices,” Roanne Sones, general manager, Strategy and Ecosystem for Windows and Devices, said of Intel’s news, “with additional enhancements planned for future OS releases.”Almost 150 different PC designs and systems using Thunderbolt 3 are expected to be on the market by the end of the year, Intel predicts. Meanwhile it’s expecting docking stations, super-fast external storage, and 4K virtual reality headsets getting power, data, and video from a single cable from a PC to hit the market. Story TimelineApple USB-C and Thunderbolt 3 prices cut amid MacBook Pro dongle outcryHyperDrive Compact Thunderbolt 3 USB-C hubs adds all the ports to MacsLenovo ThinkPad USB-C and Thunderbolt 3 docks unveiledElgato Thunderbolt 3 Dock can drive two 4K 60Hz monitorsIntel Baby Canyon NUC: Kaby Lake, Thunderbolt 3, Optane-readyLaCie 2big Dock detailed with Thunderbolt 3, SD Card, CF Card portslast_img read more

READ MORE

first_imgStory TimelineAndroid Nougat for Chrome OS to bring resizable appsCrossOver on Chrome OS lets you run Windows apps on ChromebooksGoogle Pixelbook Review: Chrome OS plays hardball For a while now, Chrome OS has been able to run Android apps. This, importantly, means access to the Google Play Store on your Chromebook. While that’s a great feature that got a lot of Chromebook users justifiably excited, right now those Android apps run more like they would on a phone instead of a PC. Perhaps that shouldn’t be all that surprising, but it leads to some weird interactions you wouldn’t expect from a notebook OS. One such problem is what happens when you try to run apps in the background. On something like Windows or Mac, clicking away from an app and pulling up another window will keep that app running, whereas doing the same thing on Chrome OS will cause the app you’re clicking away from to pause.While it isn’t the world’s most glaring issue, it can still be somewhat jarring for those who are expecting Chrome OS to emulate desktop operating systems more closely than it does Android. It looks like a fix for that may be inbound, though. According to Chrome Unboxed, the beta for Chrome OS 64 comes packing a new feature called Android Parallel Tasks.With Android Parallel Tasks, you’ll be able to keep running your Android apps in the background without having them enter a paused state when you move to a new active window. While that paused state probably doesn’t matter when it comes to many apps, it isn’t really necessary on a Chromebook. After all, auto-pausing apps that aren’t being actively used is great on a phone where battery life is everything, but less important in a PC environment.Since Android Parallel Tasks is present in Chrome OS 64 beta, we expect it to launch with the full release of Chrome OS 64 later on down the road. There’s always a chance that it won’t, of course, but it’s hard to imagine what would prevent it from making the full release. If you want to check it out in the meantime, though, you could always install the beta for yourself through your Chromebook’s settings menu.last_img read more

READ MORE

first_imgInside, the cabin has also been completely redesigned. New seats get better ergonomics and easier adjustment, while the rear bench has more room than before. There are more soft-touch materials where your fingers fall, and the dashboard looks more “designed” and less like it was just pieced together from a parts bin.There’s more technology, too. A 10-inch color head-up display can be paired with the 7-inch driver display, and finally there’s an e-inch touchscreen for handling multimedia and HVAC. The latter feels more integrated, too, thanks to its flush fit. Again, it’s a small detail, but it leaves the 2018 Camry feeling far more complete than its predecessor. Entune 3.0 will be standard on all trims, with the new Camry being the first Toyota to get the updated infotainment system. The entry-level cars will get Connected Navigation Scout GPS Link with Moving Maps, which rely on a paired smartphone; the V6 will get Dynamic Navigation as standard. Updates for mapping and POIs will be pushed out OTA. The new system also includes remote start and unlock, while there’ll be the option of 4G LTE with WiFi hotspot support for up to five people. A JBL premium audio system with a 10.1-inch subwoofer and nine speakers will be another option. Safety tech includes pre-collision warnings with pedestrian detection, adaptive cruise control, lane departure warnings with steering assist, and auto high-beams as standard. Blind-spot monitoring, rear cross traffic alerts, and birds-eye view camera will be options. Underneath, though, are arguably the biggest changes. The 2018 Camry is built on the Toyota New Global Architecture (TNGA) which the automaker has already promised will make for more engaging, fun-to-drive cars. There’ll be three new powertrains, including a 3.5-liter V6 and a 2.5-liter inline four-cylinder, each paired with a new 8-speed automatic transmission, and a new hybrid. The hybrid will pair the 2.5-liter four-cylinder engine with electric boost, combined with a CVT that simulates a six-speed sequential gearbox in Sport mode. SE and above trims will have paddle-shifters. Toyota moved the batteries from the trunk to under the rear seats, meanwhile, helping with handling by further lowering the center of gravity. No economy figures have been share yet, though the automaker says to expect “Prius-like” numbers. Pricing will be confirmed closer to the 2018 Toyota Camry’s release date, in the late summer of 2017. Nobody has ever felt their breath catch in their throat at the sight of a Toyota Camry, but that hasn’t stopped it from becoming the best-selling car in America for the past fifteen years. Now, Toyota is aiming to “stir the soul” for its eighth generation, with the 2018 Camry promising not only the dependable functionality of its predecessors but some excitement too. Here’s how they’ll do it. For a start, there’s the revamped design. Toyota has dropped the new Camry lower than its predecessor – the hood is 1.6-inches closer to the road, for instance, compared to the outgoing car – but, by dropping the hip points at the same time, interior space isn’t impacted by the lower roofline. The big, bold grille – which will be different depending on whether you opt for the LE, XLE, SE, or XSE – is unapologetic and, importantly, far less anonymous than the old version. From that point on, there’s more attention to surfacing detail. Crease-lines are sharper and deeper, and the concept of a lower center of gravity – which is indeed lower on this car than the old Camry – is emphasized. Toyota calls it sporty, and even if you’re not feeling so generous it’s clearly better than the anodyne looks of the car it replaces. last_img read more

READ MORE

first_imgSpeaking to Reuters, GM North America president Alan Batey denied the automaker’s line-up was skewed. “I don’t think we have too many sedans,” he argued. However, he did confirm that GM was looking to reduce inventory by cutting production shifts.For the moment, it’s unclear exactly what the fate of the targeted models might be. Still, if you’re in the market for a great hybrid – or, indeed, a luxury sedan – then it might be a good time to swing by your local Chevrolet or Cadillac dealer, since there’ll presumably be some deals to be had. Chevrolet’s Volt hybrid could get a jacked-up replacement in just a few years time, it’s suggested, as slumping sedan sales force GM to get tough with its line-up. The Volt, currently in its second generation, combines an electric motor and battery with a gas engine. Thought it can be used as a plug-in, the car is also capable of recharging itself on the move by running the gas engine as a generator. It’s a system which has won the car no shortage of plaudits from reviewers – ourselves included, in fact – but that hasn’t translated to sales. For June 2017, in fact, the automaker sold just 1,745 of the hybrid, down almost 10-percent. In contrast, Chevrolet’s crossover sales in general rose in the same period by more than 40-percent.That may not bode well for the Volt’s future, at least as we know it. According to Reuters, the car is one of six models in General Motors’ fleet which face potential cancelation, as the company considers where it can trim deadwood. Unsurprisingly, given the trajectory of the US car market, all six of the vehicles are sedans or hatchbacks.Sources say that the Volt, along with the Buick LaCrosse, Cadillac CT6, Cadillac XTS, Chevrolet Impala, and Chevrolet Sonic are all being looked at for potential cancelation. Each has been struggling with sales, with GM forced to cut shifts at a number of its US plants to avoid growing inventory. One such facility, the Hamtramck plant in Detroit, MI, is responsible for manufacturing four of the problematic cars. Meanwhile, with crossover, SUV, and truck sales continuing to flourish, the expectation is that GM will have to follow the trend. For the Volt, insiders suggest that come 2022 its replacement may well be a gas-electric crossover, rather than another hatchback. For the others on the chopping block, the future is even less certain. It’s a disappointing turn of events for some of GM’s most high-profile cars in recent years. The Volt was to be America’s retort to Toyota’s best-selling Prius, not to mention paving the way to the all-electric Bolt EV. The latter sold 1,425 units in June, despite being available on only a handful of markets. MORE: Cadillac Super Cruise first driveAs for the Cadillac CT6, that was billed as the “American luxury” alternative to the best of Mercedes-Benz, Audi, and BMW. Again, it was generally praised by reviewers, but that enthusiasm failed to pan out into sales. Cadillac continues to push the car, mind, most recently announcing that it would be the first to offer Super Cruise, its advanced semi-autonomous driving system that will be available later in 2017. last_img read more

READ MORE

first_imgStory TimelineApple event today: Here’s how to watch liveApple News Plus service release, pricing, and who’s involvedApple Arcade is here to destroy Android gaming Back before today’s Apple reveal event, an interesting rumor made the rounds, claiming that Apple was going to launch a credit card of its own. As it turns out, that rumor was correct, as Tim Cook just announced a new service called Apple Card. There’s a lot to this announcement, so let’s dive into all that Apple reveal today. Apple CardApple announced that it’s partnering with Goldamn Sachs – a relative newcomer to consumer banking services – to offer the Apple Card, with payment services handled by Mastercard. Most of the time, you won’t be using a physical card to make your purchases (more on that in a moment), but rather everything is handled through the Apple Pay app and the Apple Wallet. Apple Pay vice president Jennifer Bailey announced today that when you sign up for Apple Card (which is done on your iPhone), it’ll be available to use within a few minutes through Apple Pay.You’ll be able to use the Apple Card anywhere Apple Pay is accepted worldwide, though Apple will also send you a physical card that you can use in places where Apple Pay isn’t accepted. For the most part, however, you’ll be interacting with the card and tracking your spending on your phone, through the Apple Wallet and Apple Pay apps.Apple WalletApple Wallet will offer a lot of functionality when it comes to tracking your spending using the card. Instead of the confusing entries on credit card statements that don’t always do a good job of identifying the places you’ve swiped your card, Apple Wallet will use machine learning and Apple Maps to clearly identify the name of the store and its location in the real world for each of your transactions.AdChoices广告Apple Wallet will also show you your spending trends, splitting your spending up into a number of different categories such as “food and drink” and “shopping” so you can see at-a-glance what you’re spending your money on. The idea is give you a more holistic snapshot of your spending habits so you can decide which areas might need addressing for better financial health. If you have a question or need to change something about your account, you’ll be able to reach out to Apple Card support through iMessage as well.Daily CashThe Apple Card, like many other credit cards out there, will offer cash back rewards, but as with anything made by Apple, there’s a little twist. You’ll receive cash back on your purchases on a daily basis, not a monthly one, and it’ll be cash you can actually use for other purposes and not just points that can only be applied to purchases with your card or to pay down your balance. Apple is offering 2% cash back on all purchases made through Apple Pay, and when you buy products or services directly from Apple – like going into an Apple Store and buying an iPad or subscribing to Apple Music – you’ll get 3% cash back. Anytime you swipe your physical card, you’ll get 1% cash back, so it’s obvious that Apple wants you to limit your physical card swipes when you can.Apple Card fees and interestApple also revealed that the Apple Card won’t have any of the fees we typically see associated with many other credit cards. There is no annual fee to use the use the Apple Card, and there aren’t any late, international, or over limit fees either. Though Apple hasn’t revealed what the interest rate range for the Apple Card is, Bailey did say that Apple’s goal is to “provide each customer with an interest rate that’s among the lowest in the industry.” Apple Wallet will also be outfitted with tools that let you see how much interest will be charged to your card depending on how much you pay each month, so you can get a better idea of how long it’ll take you to pay down your balance based on what you can afford. You’ll also be able to schedule weekly or bi-weekly payments to better curb interest charges, which is a nice touch.Wrap-UpSo, there you have it: Apple is getting into the credit card business, complete with the security promised by Apple Pay. As with all other Apple Pay transactions, each Apple Card transaction will use a one-time dynamic security code to better protect your card number, and Bailey says that Apple won’t know where you shopped, what you bought, or how much you spend. Goldman, for that matter, also won’t sell or share your data with third-parties for advertising purposes, so you don’t have to worry about your transaction history following you on the internet. Apple Card will be available this summer, so we’ll keep an eye out more details between now and then.last_img read more

READ MORE

first_imgStory TimelineFTC takes down four major robocalling operations behind spam callsOffice Depot settles with FTC over fake computer repairsFacebook FTC loss $3-5 billion… but Zuck said this is fine The Federal Trade Commission is suing the founder of a company that raised funds for ‘iBackPack’ and a couple other products on Kickstarter and Indiegogo. The agency first revealed that it was investigating the crowdfunding campaigns last August following complaints from supporters. In its most recent update on the matter, the FTC alleges the man behind the campaigns ‘used much of the funds for himself.’ The saga started, according to the FTC, in 2015 when iBackPack of Texas LLC’s Douglas Monahan allegedly launched a crowdfunding campaign through Indiegogo for a smart back pack called ‘iBackPack.’ Funds pledged to the campaign were reportedly earmarked for development, production, and distribution of the product, which had been scheduled to happen by March 2016.That campaign resulted in more than $720,00 in funds by November 2016, according to the FTC, which says the original delivery date was missed and that a second campaign was launched on Kickstarter in March 2016. That campaign was reportedly intended to raise funds for iBackPack 2.0 — it ended in April 2016 with more than $76,000 in funds.The FTC’s complaint alleges that Monahan had started another two crowdfunding campaigns around the same time for a shoulder bag called MOJO and another product called POW Smart Cable. These campaigns raised approximately $11,000, the FTC reports. Ultimately, the complaint states that Monahan raised more than $800,000 from consumers across these four crowdfunding campaigns.The FTC accused Monahan of having made ‘a number of false statements to consumers’ related to the products’ status and to the crowdfunding sites in order to avoid ‘being kicked off their platforms.’ These allegedly false statements included claims about the POW Cables being ‘on their way here’ and similar statements. However, and at the heart of the matter, is the FTC’s allegation that ‘most of the money’ raised by these campaigns were used for ‘personal expenses and marketing efforts to try to raise funds,’ not on the products.After a 5-0 Commission vote that authorized the legal action, the FTC filed its complaint in the US District Court for the Southern District of Texas. The State of Texas has also taken its own legal action against the LCC and Monahan, according to the government agency. In a statement about the complaint, FTC Bureau of Consumer Protection Director Andrew Smith said, “If you raise money by crowdfunding, you don’t have to guarantee that your idea will work. But you do have to use the money to work on your idea — or expect to hear from the FTC.”The Commission’s full legal complaint can be found here.last_img read more

READ MORE

first_imgImplementation Update: What Health Law Changes Will Be Evident In 2013 This is part of the KHN Morning Briefing, a summary of health policy coverage from major news organizations. Sign up for an email subscription. The Wall Street Journal reports on how the 2010 health law might impact consumers’ health coverage in 2013. In addition, CQ HealthBeat examines what might become of insurance exchanges if GOP presidential candidate Mitt Romney wins the election.   The Wall Street Journal: More Health-Law Changes Coming In 2013Next year will see some of the many significant changes brought on by the Affordable Care Act, including easy-to-read plan summaries and caps on flexible spending accounts. The ability of health insurers to place limits on annual spending is also on its way out, while earlier reforms such as adding adult children to their parents’ plans offer new options to consumers. Most of the really big changes—including health-insurance exchanges and tax credits to help people buy coverage—aren’t coming into play until 2014. Still, the provisions going into effect in 2013, along with those that have already been introduced, can affect any changes you might want to make to your health coverage (Johnson, 10/21).CQ HealthBeat: On Exchanges: Romney Victory May Not Mean Their Sudden EndA Romney victory in the presidential election campaign may not bring a quick end to the insurance exchanges created by the health care law. Perhaps surprisingly, some red states may still choose to avail themselves of money that would still be on the table to establish exchanges prior to any repeal of the overhaul law — or even afterwards if there is replacement legislation. And if the much-watched Utah exchange is any indication, Romney-era health benefit marketplaces could become a vehicle to allow employers to embrace “defined contributions,” an approach to taming health care costs Romney has advocated at least in the context of a Medicare overhaul (Reichard, 10/19). In other news – The Miami Herald: Archdiocese Of Miami Sues U.S. Agencies Over Health Care MandatesThe Archdiocese of Miami filed a lawsuit Friday against the leaders of three U.S. agencies, questioning the legality of a new federal mandate requiring religious organizations to provide healthcare coverage for employees that covers abortion drugs and contraception. At a news conference Friday at archdiocese headquarters in Miami Shores, Archbishop Thomas Wenski announced he had filed the suit in Miami federal court on behalf of the archdiocese, Catholic Health Services and Catholic Hospice against secretaries Kathleen Sebelius of Health and Human Services, Hilda Solis of the Department of Labor and Timothy Geithner of the Treasury (De Leon, 10/19).last_img read more

READ MORE

first_img We’d also like to send you special offers and news just by email from other carefully selected companies we think you might like. Your personal details will not be shared with those companies – we send the emails and you can unsubscribe at any time. Please tick here if you are happy to receive these messages.By submitting your information, you agree to the Terms & Conditions and Privacy & Cookies Policy. Sign up for the Mobile NewsletterSign Up Please keep me up to date with special offers and news from Goodtoknow and other brands operated by TI Media Limited via email. You can unsubscribe at any time. Groov-e has announced new SoundBuds true-wireless earphones that look set to give rival Samsung and Apple sets a run for their money in one key area: price.The UK-based tech brand released its newest wireless earphones today and the best part is they only cost £59.99. The SoundBuds use Bluetooth V5 technology to connect to any smart-device within 10 metres. The earphones automatically turn on and connect to each other when taken out of their charging case but they can also be used one at a time for mono sound on phone calls.Related: Best True Wireless EarbudsPerhaps the nicest features are the built-in mic and controls. These allow you to answer calls and switch between tunes without even glancing at your phone or smart watch. You can also take advantage of the ‘touch to talk’ feature to connect your earphones to Siri, Google Assistant or Alexa with the press of a button and use voice commands to cue music, ask for directions, set events and chat to friends and family on the go when the buds are connected to a phone.The earphones can squeeze up to four hours of battery life from a single charge – not quite as impressive as the battery on the Airpods or Galaxy Buds but the 14 hours of power in the pocket-sized charging case more than makes up for it.Related: Best Wireless HeadphonesThe SoundBuds benefit from a sleek, minimalist design. The compact black earphones are free from the tangle of wires or neckbands and extra earbuds ensure that they’ll fit nicely in your ears for hours of comfortable wear.They’re slightly pricier than Groov-e’s PlayBuds –  the company’s previous wireless earphone line –  but the extended battery life and addition of voice assistant support should make the SoundBuds well worth the subtle price hike.Read our review of the Groov-e EliteGroov-e director Kunal Patel announced that the company is here to prove that “you don’t need to spend a fortune to have a quality pair of true wireless headphones” and – if this release lives up to expectations – they might be right.The Groov-e SoundBuds are available now from the Groov-e website for £59.99. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Show More Unlike other sites, we thoroughly review everything we recommend, using industry standard tests to evaluate products. We’ll always tell you what we find. We may get a commission if you buy via our price links.Tell us what you think – email the Editorlast_img read more

READ MORE

first_img Email ← Previous Next → The Caisse de dépôt et placement du Québec and Sun Life Financial are backing a venture capital fund to develop artificial intelligence applications for financial services.Ryan Remiorz/The Canadian Press June 11, 201812:02 AM EDTLast UpdatedJune 11, 201812:02 AM EDT Filed under News FP Street 0 Comments Join the conversation → More Facebook advertisement Reddit Share this storyCaisse, Sun Life backing new $75 million fintech venture capital fund Tumblr Pinterest Google+ LinkedIn center_img Recommended For YouMDA Awarded Canadian Government Contract to Deliver Search and Rescue Repeaters for SatellitesSingapore-based company is buying the biggest shipping container terminal in eastern CanadaInagene Diagnostics Inc. Announces New CEOPRECIOUS-Gold drops as bets fade for big Fed rate cut fade; eyes on trade talks’John Wick 3′ dethrones ‘Avengers: Endgame’ with $57 million Sponsored By: A new $75 million venture capital fund is being launched to develop early-stage fintech companies and artificial intelligence applications for financial services with the backing of large financial institutions including the Caisse de dépôt et placement du Québec and Sun Life Financial.Additional partners in Luge Capital include Desjardins Group, the Fonds de Solidarité FTQ, and La Capitale, and the fund could be increased to as much as $100 million in the coming months.Luge Capital, named for the winter sport that involves hurtling down an icy course at high speed, will concentrate on seed and Series A financing. Initial investments will be between $250,000 and $2 million.“The fund will support the development of innovative solutions that improve customer experiences, enhance efficiency for financial institutions, and implement data-driven methods and artificial intelligence for decision-making,” the partners said in a statement Monday.Luge is expected to tap its financial backers for more than just money in the development their products and services.“Our AI and data-driven companies will have the opportunity to partner with our investors to access key insights in order to build best-of-breed solutions,” said David Nault, co-founder and general partner in Luge’s Montreal office.Nault, who has more than 20 years of entrepreneurial and investing experience, will lead the Montreal office. Karim Gillani, who has extensive experience in fintech, will run an office based in Toronto.“We are looking for young mission-driven companies that challenge how the world interacts with financial services,” Gillani said.The initial $50 million of capital was raised and announced by the Caisse and Desjardins last October.“There is a booming startup ecosystem in this sector,” said Guy Cormier, chief executive of Desjardins, adding that the financial institution “wants to support and help develop this incredibly exciting industry.”The backers of Luge are not the first traditional financial services firms to back a venture fund dedicated to developing the financial technology-backed products and services that are disrupting the industry.The Desmarais family behind Montreal-based Power Corp. launched Diagram last year with 50 individual “angel” investors to fund entrepreneur-driven fintech startups. The fund raised an initial $25-million, with a substantial tranche coming from the family’s investment vehicle Portag3, which has been instrumental in the funding of robo-advisor Wealthsimple since 2015.Other investments were made in online lender Borrowell, and Koho, a mobile payments and banking startup.The increasing number of partnerships and funding arrangements suggest fintechs pose less of a threat to the healthy margins of traditional financial institutions than they were assumed to in their earliest days.Recent research suggests that disruption of business models and customer loyalty may come instead from “platform” players such as Google and Amazon.Last October, global consultant McKinsey & Company said 73 per cent of U.S. millennials would be more excited by a new financial services product or service from Google, Amazon, Paypal, or Square than from their bank. One in three said they believed they would not need a bank at all. Comment Twitter What you need to know about passing the family cottage to the next generation Barbara Shecter Caisse, Sun Life backing new $75 million fintech venture capital fund Additional partners in Luge Capital include Desjardins Group, the Fonds de Solidarité FTQ, and La Capitale, and the fund could be increased to $100 million Featured Storieslast_img read more

READ MORE

first_imgNational Post Reddit Bloomberg News Twitter Recommended For YouMicrosoft handily beats estimates, powered by growing cloud profitsTransCanada shareholders agree to drop ‘Canada’ from the nameShopify to Announce Second-Quarter 2019 Financial Results August 1, 2019Ex-Deutsche Bank executive launches cannabis company on Canada’s NEO Exchange‘We see Bank of Canada on hold for next couple of years’: What the economists say about Wednesday’s rate decision 2 Comments Facebook More Comment Email Hudson’s Bay Co. store in downtown Vancouver, British Columbia.Ben Nelms/Bloomberg center_img Share this storyHudson’s Bay offered escape from retail carnage with chairman’s bid Tumblr Pinterest Google+ LinkedIn Hudson’s Bay offered escape from retail carnage with chairman’s bid Stock soars on $1.74 billion offer Hudson’s Bay Co. has tried everything to appease shareholders, from cutting costs to selling off assets. None of it has halted the stock’s steady decline, so Chairman Richard Baker is stepping in with a cash bid valued at about $1.74 billion to take the company private.Hudson Bay Company chairman Richard Baker Leaving GermanyIn a separate announcement Monday, Hudson’s Bay said it is cashing out of its European operations — to the tune of $1.5 billion. The Toronto-based company said it reached an agreement for partner Signa Holding GmBH to take over the companies’ German real estate and retail joint venture. Part of the proceeds will be used to strengthen the company’s balance sheet by paying down a term loan. Hudson’s Bay Co exploring strategic alternatives for Lord & Taylor, including sale or merger Walmart has unleashed an army of robots in its stores and workers aren’t exactly thrilled about it Ailing Forever 21 is exploring restructuring options to turn around its business The bid to go private is dependent on the deal with Signa, which is expected to close this fall. The shareholder deal would allow Baker and his partners to continue the company’s turnaround efforts outside the glare of public markets.“We believe that improving HBC’s performance will require significant time and patient long-term capital that is better suited in a private company context without the emphasis on short-term results and returns,” Baker said in a statement Monday.Going private will give Hudson’s Bay more flexibility to try new ideas as the company refocuses on North America, said Poonam Goyal, an analyst at Bloomberg Intelligence.“The retail sector is undergoing massive transformations and maybe they just need the flexibility,” Goyal said.Special CommitteeHudson’s Bay said no decision has been made on Baker’s bid, and the retailer has formed a special committee to review the proposal with the assistance of outside advisers.This isn’t the first time shareholders have tried to get involved. Activist investor Land & Buildings Investment Management had pushed the company to explore ways to improve value for shareholders last year, including calling for Hudson’s Bay’s insiders to explore taking the company private. The New York hedge fund, run by Jonathan Litt, also called for the company to sell its European division and other real estate.Land & Buildings still owns a sizable position in Hudson’s Bay, according to people familiar with the matter. While the hedge fund is still evaluating the terms of the transaction, initial impressions are that the proposed price undervalues the company, the people said.A representative for Land & Buildings declined to comment.More changes are likely. The sale of the German business to Signa doesn’t include operations in the Netherlands, which will revert to Hudson’s Bay ownership. Hudson’s Bay said it’s reviewing options for the Netherlands business, “which has not performed to expectations.” In the meantime, the company expects to cut costs by measures that include closing stores.With assistance from Sandrine Rastello and Lisa WolfsonBloomberg.com Baker is teaming up with investors, including Rhone Capital LLC and WeWork Property Advisors, to offer $9.45 a share for the remaining stock of Hudson’s Bay. The group owns about 57 per cent of the company’s outstanding common shares, and the offer represents a 48 per cent premium to the retailer’s closing share price on Friday, the investors said in a statement.The offer, if successful, would be a next step in Chief Executive Officer Helena Foulkes’s everything-is-on-the-table approach to turning Hudson’s Bay around. The company has already divested flash-sale website Gilt, slashed costs by cutting jobs, unloaded a minority stake to Rhone Capital and sold its iconic Lord & Taylor building in Manhattan to WeWork for US$850 million. But it’s been to no avail — through last week’s close, the stock had lost almost two thirds of its value since 2012.Shares surged 43 per cent to $9.09 at 10:45 a.m. in Toronto.Hudson Bay Co’s shares surged 43 per cent to $9.09 at 10:45 a.m. in Toronto. Bloomberg June 10, 201911:19 AM EDT Filed under News Retail & Marketing Jonathan Roeder and Scott Deveau Join the conversation →last_img read more

READ MORE