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first_imgThe balcony is a great place to watch the sunset.The two other upstairs bedrooms have built-in robes and the main bathroom has a bathtub and separate shower. The home has airconditioning and fans throughout as well as plenty of storage space, including a storage area in the double lockup garage. This home is in the Green Gate release of North Lakes and is close to childcare centres, schools, Ikea, the local golf club and the Westfield shopping precinct. The kitchen has plenty of work and storage space.More from newsLand grab sees 12 Sandstone Lakes homesites sell in a week21 Jun 2020Tropical haven walking distance from the surf9 Oct 2019The open plan living area is on the ground floor with lounge, dining and kitchen spaces opening to the outdoor entertaining area. The kitchen has an island bench, plenty of cupboard space and stainless steel appliances. The bigger downstairs bedroom, with walk-in robe and easy access to the downstairs bathroom and powder room, could be a guest room while the second bedroom could be used as a study. The laundry is tucked away off the double garage and has external access.Upstairs, a family room opens to a covered balcony with views over the golf course. The master bedroom has a walk-in wardrobe, balcony access and an ensuite with shower made for two, and double basins. The home at 68 Elkington Circuit, North Lakes is perfect for families.A TWO-storey home built for entertaining is on the  market in North Lakes.Harcourts North Lakes marketing agent Naomi Carter said 68 Elkington Circuit was a home that ticked all the boxes for buyers looking for a family property. “This delightful family home has all the space a family could need and extra room for the guests,” she said.The house sits on a 569sq m block with side access and plenty of room for the children’s toys and even the boat. last_img read more

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first_imgThe UK’s Pensions Regulator (TPR) has told pension scheme trustees to “negotiate robustly” with sponsoring employers if they are not giving sufficient financial support to their retirement funds.In the regulator’s annual funding statement, released yesterday, it told trustees not to agree to scheme valuations if they felt the outcome would disadvantage the scheme.It referred to “recent corporate failures” as it laid out detailed guidance for pension funds to ensure employers fulfilled their obligations.In particular, the regulator cited “the risk of long recovery plans while payments to shareholders are excessive relative to deficit repair contributions”. This echoed similar statements made by TPR in last year’s annual funding statement, but this year it went further to draw trustees’ attention to “other forms of covenant leakage” such as loans between different parts of a business, transfers of assets, and even high senior executive pay in the case of small schemes.“We believe that employers with weak covenants should normally retain cash within the company to fund sustainable growth and address their pension deficit rather than paying it out to shareholders,” the regulator said.In addition, TPR said its “proactive casework” had increased by 90% year-on-year as part of its aim to be “clearer, quicker and tougher” on scheme funding.Joe Dabrowski, head of governance and investment at the Pensions and Lifetime Savings Association, said: “This is especially relevant given that it will be 2019-20, at the earliest, before we see any of the legislative changes proposed in the government’s recent white paper.“However, it is important that as the regulator increases its activity it remains proportionate and practical in the use of its powers.”‘Robust’ discussions over Carillion’s pensions Robin Ellison gives evidence at the Carillion inquiryDuring a parliamentary inquiry into the collapse of Carillion earlier this year, politicians pressed the former chair of the company’s pension schemes over the nature of protracted discussions about scheme valuations and funding.Robin Ellison said the trustee board had pushed the construction and engineering contractor as hard as it could.“We did our best with the information at our disposal,” he said, adding that it was a balancing act between getting as much money for the pension scheme as possible without driving the sponsor out of business. “I don’t think there is anything more we could have done to pursue higher contributions.”Ellison maintained that the trustees “did not just roll over and get our tummies tickled when the company paused contributions”.In a letter to the inquiry, TPR chief executive Lesley Titcomb said the regulator had “robustly supported the trustees during negotiations about scheme funding” and made clear to the trustees and employer that it would use enforcement powers if agreement was not reached. The regulator did not take any formal enforcement action until after Carillion collapsed, but argued that the threat of action had persuaded the company to agree to higher contributions.Brexit impactAs well as employer contributions, the regulator also emphasised the importance of factoring in Brexit to future funding and strategy discussions. It said trustees and employers should have “open and collaborative discussions” about the impact of the UK’s exit from the EU on the economy and on relevant business sectors.Sponsors could hold back cash from their schemes to protect against Brexit uncertainty, TPR said, but trustees should ensure shareholders were “also sharing the burden proportionately”.Matthew Arends, partner at Aon Hewitt, said the regulator’s statements indicated that it would place more emphasis on planning for future triennial valuations rather than just the closest one.His colleague Lynda Whitney added: “Trustees and employers need to consider prudence levels in 2018 valuations in anticipation of future changes.”TPR’s full annual funding statement is available here .last_img read more

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first_img“Angcommitment namin sa national government is to hasten the completion of the housingunits. But we’re also seeking the commitment of local government units tohasten the awarding of completed houses to the beneficiaries,” said Nograles. “We need the help of our localgovernments. Under the local interagency committee, it is the mayor who sits aschairperson. The selection committee is under the LIAC, so not the mayor per sebut the selection of beneficiaries should go to the process of the localinteragency committee,” said Nograles. “So we’re asking the Local WaterUtilities Administration and National Electrification Administration, kasama na diyan ang mga electriccooperatives natin, to fast-track theconnectivity,” said Nograles. A mechanism to do this is through theLocal Interagency Committees (LIACs) that will identify the recipients of thehousing units. * Aklan – 15,148 These housing units are in 50municipalities found in six provinces. The Cabinet secretary said theircommitment to President Rodrigo Duterte was to complete the remaining housingunits by 2020. ILOILO City – Six years after supertyphoon “Yolanda” hit Western Visayas, 70.71 percent of the housing projectsfor displaced families have been completed as of July 31, 2019, according toCabinet secretary Karlo Nograles, citing an update from the National HousingAuthority (NHA). Some local government units reportedproblems but NHA committed to address them, said Nograles during a recent visithere. Among these problems were the lack ofwater and electricity connections. In NHA’s Yolanda Permanent HousingProgram (YPHP) report as of July 31 this year, of the 205,128 total housingdemand in the so-called “Yolanda corridor” (areas badly hit by the supertyphoon), 117,203 (57.14 percent) are in Region 6. Of the 117,203 housing units, 82,873(70.71 percent) have been completed and of these, 36,474 units (44 percent) arenow occupied while 46,399 units (56 percent) are ready for occupancy. * Capiz – 12,036 * Antique – 18,177 * Iloilo – 43,987 * Negros Occidental – 27,055 Here’s the breakdown of housing unitsper Region 6 province: RELOCATION SITE. This is the P290-million mass housing project for super typhoon “Yolanda” survivors in Barangay Bacjawan Sur, Concepcion, Iloilo. Mayor Raul Banias says some housing units have structural and safety issues. IAN PAUL CORDERO/PN Of the 50 municipalities in the regionthat have “Yolanda” housing projects, 28 have active LIACs while 22 are stillfor re-orientation, said Nograles./PNlast_img read more

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first_imgMalachi Eastwood, Managing Director, Gartan Technologies, pictured with the Minister for Jobs, Enterprise and Innovation, Richard Bruton TD on a recent trade mission to Australia organised by Enterprise Ireland. The Donegal based software company is expanding its operations to Australia and opened an office in Sydney on Monday, November 3rd.Gartan Technologies, based in Letterkenny, is now a global entity due to the expansion of its business to Australia. The company develops specialised software which monitors the availability of personnel and manages their time.Gartan already has a strong customer base in the UK and Ireland and has been awarded a major contract by Fire and Rescue New South Wales (FRNSW), one of the largest Fire & Rescue operations in the world. Speaking about Gartan Technologies’ entry into the Australian market, Managing Director, Malachi Eastwood, said they are delighted to be working with FRNSW because it represents a significant step forward.“There are great opportunities in Australia but to make the most of them you need to have a presence on the ground. In fact, our decision to do so was key to securing our new relationship with FRNSW.”New South Wales is a region larger than France and in 2012/13 FRNSW responded to over 134,000 incidents. FRNSW was looking for a system that would help ensure they had sufficient personnel available to respond to emergency callouts from 338 stations.Because of the scale of the New South Wales operation, they wanted a proven solution that matched their specific requirements. Upon undertaking a rigorous evaluation of the global market, they chose Gartan because of their track record and reputation in Ireland and the UK. Malachi explains, “We work with organisations in many sectors including Health, Finance, Manufacturing and Emergency Services, that put an emphasis on ensuring their employees’ time is always properly utilised and valued. Our products do more than simply manage staff availability, they are strategic tools which enhance performance and efficiency.”“Organisations want reliable, flexible partners that consistently deliver to help them manage their employee time. It’s a proposition that we took to Australia which has been very well received. We’re especially proud to have clients in Ireland and UK who have been with us for 14, 16 and even 18 years. That’s a track record we intend to keep in Australia.” DONEGAL SOFTWARE COMPANY ANNOUNCES EXPANSION INTO AUSTRALIA was last modified: November 5th, 2014 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more

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