Love this post! No matter what the score is, great sportsmanship is everything. As a Welshy obviously I’m chuffed but what a game!! — Helen Enser Morgan (@helenem06) February 24, 2019Related: Rugby’s need for more innovation England post their tidy dressing room pic on Sat eve. Monday morning Twitter still be like… pic.twitter.com/3jRrOCC1Hw— Nick Heath (@nickheathsport) February 25, 2019 Related: Twitter reacts to Harlequins calling replacements ‘Game Changers’ In the aftermath their 21-13 loss to Wales, the RFU’s social media gurus posted the above shot which was the result of England cleaning the changing room at the Principality Stadium. You might not realise it, but the subject of ‘sweeping the sheds’ – the act of tidying up a changing room after you’ve used it, which is meant to be a humble act that keeps megastars grounded – is a hotly-contested one.Some believe that this is ‘rugby’s values’ at their best. There is no better visual to sum up the notions of respect for your opponents, that no one is too big to do the little jobs, and of a shared work-ethic, they believe.On the other side, some people find images like this cynical and crass; the act of bragging about how humble you are defeats the purpose, some say.So here’s what was posted on Twitter… Some thought this was rugby values at their best, some thought it was crass false humility… what do you think? When a team post their tidy post-game dressing room pictures on social media, aren’t they sending out mixed messages about the humility they seek to symbolise?— Damian Hughes (@LiquidThinker) February 24, 2019Related: Ruby Tui on how rugby transformed her life What do you think of it all? Let us know via our Twitter page, on Facebook or you can send us a letter at [email protected] as well.Don’t forget to follow Rugby World on Facebook, Twitter and Instagram. Well played Wales. #ENGvWALEngland not on their game. And no plan B.But proud to see how they left the changing room @EnglandRugby pic.twitter.com/YFH5ff29G2— Oliver Rackham (@OliverRackham) February 24, 2019Well, as you can see, there are some differing views out there on this.Plenty of the complaints come from the fact that it was England who tweeted about this themselves, rather than their hosts, Wales. Some pointed to the football World Cup, when the Japanese national team cleaned the changing-room and left a thank you note for their opponents, but said nothing on social media about it – someone else discovered their gracious work. For them, that was a better example of humility.Anyway, the phenomena of shed sweeping won’t be going anywhere fast. Nor should it – the debate is about whether to post online about it or not. How the England Tugby team left the changing room after the game. RESPECT. pic.twitter.com/Zim6bMis6B— Aled Hughes (@aled_hughes1) February 24, 2019 Pure class from out most fierce rivals — Lewis Taylor (@lewaarta) February 23, 2019 It is exactly that. Thanks to the ‘Legacy’ book by James Kerr about the @AllBlacks and it’s team culture. it’s made a massive positive impact on The Rugby community and I’m sure in other communities as well. #SweepTheSheds — Roland Suniula (@suniula12) February 25, 2019 LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS This is how England left their changing room at Principality Stadium yesterday #respect #rugby https://t.co/LoTbi39mB7— Joe Sultana (@JoeSultana15) February 24, 2019 I just wish a team would post social media pics of tipping the bins all over the changing room and writing “fuck off” on the wall in boot mud.— Blood & Mud Rugby (@bloodandmud) February 24, 2019
According to recent statistics, one in three people in the UK die ‘intestate’ – without writing a Will – leaving the government to decide how their estate is divided up amongst family and loved ones.*Writing a Will is the only way people can guarantee that, once they have passed away, their wishes are carried out.To raise awareness of the importance of writing a Will – as well as encourage people to leave a bequest to the charity – Sue Ryder Care has partnered up with a panel of reputable solicitors nationwide and The Goodwill Partnership, who offer a will-writing service in people’s own homes at low-cost. From 18 January for four weeks, the charity’s network of 350 shops including the Sue Ryder Care shop on (please insert address) in xxx(please insert name of town) is also promoting legacy giving through bookmarks and postcards.Gill Cannon, Legacy Manager at Sue Ryder Care, said: “Many people don’t like to think about writing a Will as they associate the act with being ill and perhaps close to death. The real truth is that writing a Will is a legal necessity to guarantee that your loved ones receive what you’d like to leave them once you’ve died.“A common misconception is, if a Will is not in place the spouse or partner will automatically inherit everything. This is often not the case and the estate may be divided amongst other members of the family, or if the person has been previously married with the ex-spouse.”Gill added, “As well as promoting Will writing, we’re encouraging people to consider leaving a bequest to Sue Ryder Care, whether that is a percentage of their estate, a set sum of money or a specific gift. Just 1% of a person’s estate would really help Sue Ryder Care continue to provide end of life and long term care to people when they need it most.”All money raised through legacies and voluntary income helps Sue Ryder Care continue to provide end of life and long-term care for people living with conditions including; cancer, stroke, Multiple Sclerosis, Huntington’s disease and acquired brain..Edward Sandars, a retired solicitor who now volunteers with the Legacy team at Sue Ryder Care, said: “Everyone who owns a house, has children, or has a small amount of savings really should make a Will. If you don’t, your heirs may end up not getting what you want them to receive and have expensive legal arguments with other members of the family. Making a Will can also help reduce Inheritance Tax and give you the opportunity to leave a lasting legacy to a charity close to your heart.”If you would like to know more about legacy giving and writing a will contact Sue Ryder Care’s Legacy team on 01452 770 749 or email [email protected] further information about Sue Ryder Care, please visit www.suerydercare.orgSource: the Law Society, http://www.lawsociety.org.uk/home.law Tagged with: legacies 25 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Leave a lasting legacy and help improve the quality of lives Howard Lake | 28 January 2010 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
Facebook Twitter Home Indiana Agriculture News Business Pushing for USMCA Approval; NCGA Says No To Possible Early Withdrawal… Facebook Twitter By NAFB News Service – Jan 13, 2019 SHARE Previous articleSoybean Yield Beats Trendline, Corn More VariableNext articleGrain Market Stagnant as Government Shutdown Continues NAFB News Service SHARE Major U.S. businesses are putting together a large coalition to help lobby lawmakers and ask them to ratify the U.S.-Mexico-Canada Agreement. An industry source tells Politico that up to three dozen associations across different sectors of the economy are involved. However, the official start date for the coalition’s efforts has not been released yet. U.S. Chamber of Commerce President Tom Donohue expressed confidence that lawmakers will ultimately ratify the USMCA because of just how important America’s trading relationship is with its two biggest export markets, Mexico and Canada.In his annual “State of American Business” speech, Donohue asks the Trump Administration to drop the steel and aluminum tariffs on imports from Canada and Mexico. “This would be an encouraging sign for all our trading partners,” he says, “including those we’re pursuing new market-opening agreements with, like Japan, the U.K., and the European Union.” Speaking of Japan, Politico also notes that the former Japanese Ambassador to the U.S. says the Trump Administration needs to “be realistic” about what it can achieve on the agricultural front.The National Corn Growers Association is committed to creating new market opportunities abroad for U.S. corn producers, which means more market access around the world. It also means securing the important trade markets of Canada and Mexico, getting some stability back into those relationships with the U.S.A.’s North American trading partners. NCGA says that the first NAFTA has been an unprecedented success in helping America’s corn producers. Going back to 1994, American corn exports to these regional partners have increased 300 percent. Mexico is now the top destination for U.S. corn exports.Recent corn exports to Mexico were up 13 percent for 2017-2018 when compared to the previous year. The total reached a record high of 15.7 million tons, or 618 million bushels. Earlier reports have President Trump considering early withdrawal of NAFTA as a way to pressure Congress into approving the deal. However, NCGA says those markets are vital to U.S. corn farmers and far too important to potentially put at risk.Source: NAFB News Service Business Pushing for USMCA Approval; NCGA Says No To Possible Early Withdrawal of NAFTA
The United States Department of Agriculture (USDA) Thursday announced it is investing $42.3 million to help rural residents gain access to health care and educational opportunities (PDF, 255 KB). Rural areas are seeing higher infection and death rates related to COVID-19 due to several factors, including a much higher percentage of underlying conditions, difficulty accessing medical care, and lack of health insurance. The $42.3 million in awards includes $24 million provided through the CARES Act. In total, these investments will benefit 5 million rural residents.“The coronavirus pandemic is a national emergency that requires an historic federal response. These investments by the Biden Administration will help millions of people living in rural places access health care and education opportunities that could change and save lives,” said Agriculture Secretary Tom Vilsack. “USDA is helping rural America build back better using technology as a cornerstone to create more equitable communities. With health care and education increasingly moving to online platforms, the time is now to make historic investments in rural America to improve quality of life for decades to come.”A recent report (PDF, 214 KB) by the Rural Policy Research Institute’s Center for Rural Health Policy Analysis found infection and death rates in rural America due to COVID-19 are 13.4 percent higher than in urban areas. A recent report from USDA’s Economic Research Service, USDA ERS – Rural Residents Appear to be More Vulnerable to Serious Infection or Death From Coronavirus COVID-19, underscored the challenges facing rural Americans amidst the COVID-19 pandemic with even greater detail. Due to a confluence of factors, including higher percentages of underlying conditions, lack of health insurance, and lower access to medical facilities/care than urban counterparts, ERS analysts found rural Americans are suffering more severe illness or death due to COVID-19.View the table from USDA ERS. USDA Invests $42 Million in Distance Learning, Telemedicine Infrastructure to Improve Education and Health Outcomes By USDA Communications – Feb 25, 2021 Home Indiana Agriculture News USDA Invests $42 Million in Distance Learning, Telemedicine Infrastructure to Improve Education… SHARE SHARE Previous articleNCGA Leads Call for Farmer Participation in Paycheck Protection ProgramNext articleEight FFA Advisors Selected for Indiana Golden Owl Award Nomination USDA Communications Facebook Twitter Facebook Twitter
Women’s Basketball falls in regular-season finale against Texas printLauren Heard scored 18 points and 12 rebounds for her third career double-double. Photo by Heesoo Yang.Lauren Heard’s third career double-double helped lead the Frogs to a 65-61 win over Kansas State Saturday afternoon .The junior guard scored 18 points and had 12 rebounds in the win. Heard has now scored 10-plus points in 17-straight games and in 19 of 20 games overall this season.Senior forward Ella Hellessey also scored a season-high eight points in the victory over the Wildcats.“I think we are so locked into the game, either playing or being that extra player on the bench,” Hellessey said. “Our sideline – the knot – is so locked in that when you do get called to go into the game, your contributions on the bench just makes you even more ready to go when you come into the game.”TCU pushed its record to 16-4 overall and 7-2 in the conference standings. Photo by Heesoo Yang.After falling behind in the first quarter 11-9, TCU closed out the first half strong by outscoring Kansas State 19-7 in the second quarter to take a 28-18 lead into halftime.The Wildcats opened up the third quarter with a 12-1 run, but TCU countered Kansas State’s effort by going on a 9-0 run to take a 45-38 lead going into the final period.Kansas State continued to fight back and pulled within a point, 49-48, after going on a 10-4 run and later took a lead deep in the fourth quarter.The lead would change several more times, but TCU outscored the Wildcats 9-2 down the stretch, as Heard scored the final four points for the Horned Frogs.TCU will have a week-long break before being back on the court Saturday against the Kansas Jayhawks in Lawrence, Kansas. Tip-off is set for 5 p.m. at Allen Fieldhouse. Twitter ReddIt Linkedin ReddIt Facebook Facebook Women’s Basketball on three-game skid after loss to Oklahoma Sam Fristachihttps://www.tcu360.com/author/sam-fristachi/ Sam Fristachi Lauren Heard scored 18 points and 12 rebounds to have her third career double-double. Photo Courtesy of Heesoo Yang. + posts Sam Fristachihttps://www.tcu360.com/author/sam-fristachi/ Women’s basketball falls in Big 12 Championship quarterfinals to Baylor Linkedin Women’s Basketball falls to Kansas State in overtime loss Twitter Previous articleTCU struggles offensively, falls to No. 1 Baylor in WacoNext articleMen’s tennis falls at No. 16 Michigan Sam Fristachi RELATED ARTICLESMORE FROM AUTHOR TCU rowing program strengthens after facing COVID-19 setbacks Samantha Fristachi is a senior from Massapequa, New York. She is a journalism and sports broadcasting major and a business minor. She hopes to be a sports broadcaster on ESPN one day. Sam Fristachihttps://www.tcu360.com/author/sam-fristachi/ Sam Fristachihttps://www.tcu360.com/author/sam-fristachi/ Another series win lands TCU Baseball in the top 5, earns Sikes conference award TCU baseball finds their biggest fan just by saying hello
FHFA Director Mark Calabria Gives Update on Fannie and Freddie Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Seth Welborn Previous: Dorian Could Bring Losses of More Than $1B Next: Risk Management Solution Provided by Oversight Platform Tagged with: Fannie Mae FHFA Freddie Mac in Daily Dose, Featured, Government, News, Secondary Market The Federal Housing Finance Agency FHFA is working on a plan for Fannie Mae and Freddie Mac, and in this Video Spotlight, FHFA Director Mark Calabria discusses how quickly the GSEs can be put back into private hands. Calabria appeared on Bloomberg to discuss where the FHFA and the Treasury Secretary currently sit on GSE reform. Part of the plan involves reducing Fannie and Freddie ‘s footprint.The Trump administration released its plan for housing finance reform earlier this month, more than a decade after the Great Recession sent the GSEs into conservatorship.According to the department, the Treasury Housing Reform Plan consists of a series of recommended legislative administrative reforms aimed to “protect American taxpayers against future bailouts,” preserve the 30-year-fixed-rate mortgage, and help guide Americans toward the path to homeownership.“The Trump Administration is committed to promoting much needed reforms to the housing finance system that will protect taxpayers and help Americans who want to buy a home,” said Treasury Secretary Steven Mnuchin in a release. “An effective and efficient Federal housing finance system will also meaningfully contribute to the continued economic growth under this Administration.”Fannie Mae and Freddie Mac suffered significant losses due to their structural flaws and lack of sufficient oversight during the financial crisis of 2008. The GSEs received more than $190 billion from the Treasury Department.According to Calabria, Fannie and Freddie won’t go to market until the end of 2020. Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Fannie Mae FHFA Freddie Mac 2019-09-17 Seth Welborn The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago September 17, 2019 1,725 Views Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / FHFA Director Mark Calabria Gives Update on Fannie and Freddie The Best Markets For Residential Property Investors 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily
About Author: Seth Welborn October 17, 2019 1,477 Views default Foreclosure 2019-10-17 Seth Welborn Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: The Bright Side of Residential Investment Next: House Financial Services Committee Discusses D&I in the Workforce in Daily Dose, Featured, Market Studies, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Default Rates Inching Upward Across the Board Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Default Rates Inching Upward Across the Board The first mortgage default rate increased four basis points to 0.73% in September 2019, according to the latest S&P/Experian Consumer Credit Default Indices. The indices represent a measure of changes in consumer credit defaults and show that the composite rate rose one basis point to 0.93%.Outside of mortgage defaults, the bank card default rate fell 41 basis points to 3.32%, and the auto loan default rate was up seven basis points to 1.05%.Three of the five major metropolitan statistical areas (MSA) showed higher default rates compared to last month. Chicago showed the largest increase, up 14 basis points to 1.19%. The default rates for New York and Miami each rose two basis points, to 0.96% and 1.30% respectively. The rate for Dallas was unchanged at 0.93%. Los Angeles was the only MSA with a decrease in default rates, down five basis points to 0.72%.In an effort to further reduce future defaults on FHA-insured mortgages, the Federal Housing Administration (FHA) has signaled that it may tighten credit, noting that the debt-to-income (DTI) ratio for FHA-insured loans has been consistently increasing for six years. In a new report, Urban Institute examined how important DTI ratios in predicting a borrower’s ability to make on-time mortgage payments, and how debt burden impacts ability to repay FHA mortgages.According to Urban, DTI ratios are much less significant predictors of loan performance than FICO scores and that many high-DTI loans have strong FICO scores. Additionally, Urban’s analysis found that higher-DTI loans do not always have higher serious delinquency rates, and 5.6% of loans with DTI ratios ranging from 0 to 35% have been seriously delinquent at 60 months of age, compared with 7.6% of loans with DTI ratios of 35–45. But for loans with DTI ratios greater than 50, the D90+ rate at 60 months is 6.9%, lower than those with DTI ratios of 35–45. Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Tagged with: default Foreclosure Related Articles Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Print This Post The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Subscribe
Dental treatment in the workplaceOn 1 Jul 2000 in Personnel Today Bupa has set up a new workplace dentistry service. Knownas “dentistry in a box” theservice comprises hi-tech dental equipment contained in mobile units, littlebigger than the average domestic refrigerator. Related posts:No related photos. Tel: 020-7656 3648 The service offers dental check-ups and a full range oftreatment. Bupa claims that an in-house clinic held for just one day a week cansave up to 1,750 lost working hours a year for a company with 500 staff. Only highly complex work such as implants would need to becarried out elsewhere. The service is available to all firms, regardless ofwhether they are Bupa members. Comments are closed. Previous Article Next Article This is calculated on the basis that most people will needto take a half-day out of work for a dental appointment. In order to use theservice, the company needs to provide a room fitted with a standard 13-ampelectrical socket, a sink, two telephone points and a vinyl floor. Bupa claimsthat using the dentistry in box equipment, its dentists can treat any problemon-site, even wisdom teeth removal.
Graduates’ jobs do not fit capabilitiesOn 16 Oct 2001 in Personnel Today Comments are closed. One in three graduates will struggle to get a job that justifies the effortof doing a degree, claims research released last week. The report by the National Institute of Economic and Social Research claimsmany graduates will have to take jobs that see them initially under-employedand over-qualified. It analysed the retailing, computer services, transport andcommunication industries. Author Geoff Mason said, “There are many jobs in service industrieswhich may be better suited to people with a background of on-the-jobtraining.” Previous Article Next Article Related posts:No related photos.
It has been a year since the rebranding which saw the Craft Bakers’ Association (CBA) come to the fore and here British Baker catches up with its senior management team.Mike Holling, executive director, and Karen Dear, operations director, speaking at Foodex explain the organisation’s new direction and services and what is planned for its annual conference.The conference is held this weekend at the Park Plaza Hotel, Riverbank, London and features a wide range of speakers including Clare Rayner, founder of the ‘Shop Local’ campaign, and Stephen Spice, Head of Regulatory Affairs at Campden BRI.To book your place see: http://www.masterbakers.co.uk/